I did the same thing with my 2020 Supra.
Marriot said:
I did the same thing with my 2020 Supra.
How did you pull that off? Any advice?
Marriot said:
I did the same thing with my 2020 Supra.
How did you pull that off? Any advice?
It’s all about having good credit and finding a dealer willing to sacrifice some potential interest.
I got a 2016 RAV4 Limited with 0% APR in June 2020. The prices had dropped, and financing was super easy. I traded in my reliable 2007 Camry to get it because I knew those deals wouldn’t last. It had 27k miles, and I got it for $22,500 out the door.
Didn’t think you could still find 0% APR deals on Toyotas these days.
Found a couple of 0% APR deals for Honda:
Hal said:
Found a couple of 0% APR deals for Honda:
Know of any Toyota deals going on right now? What’s the best way to search for them? Thanks for sharing.
Got my 2019 Highlander with 0% APR. Usually, I’ve seen these deals pop up at the end of summer when they’re trying to clear out the old models to make room for the new ones. Best way to buy a car, in my opinion.
No way you financed $36,230 with payments of $365.87 for 48 months. That doesn’t add up.
Asher said:
No way you financed $36,230 with payments of $365.87 for 48 months. That doesn’t add up.
It’s actually two different screenshots from my folding phone. On the left is my 2023 Corolla, and the right is my 2024 Odyssey.
Corolla: $29k, $12k down payment, financed $17k, still owe $12k.
Odyssey: $46k, $10k down payment, financed $36k, and owe $30k on it now.
How do I find one of these 0% deals?
Devi said:
How do I find one of these 0% deals?
Here’s a dealer with 0% APR offers right now:
0% for 72 months on the '24 Tundra or BZ4X. 0% for 60 months on the '24 Tacoma, 0% for 48 months on the '24 RAV4 (gas or hybrid), '24 Venza, '24 Corolla Cross, or '25 Camry. 0% for 36 months on '24 Land Cruiser, '24 Sienna, '24 Prius, '24 Corolla (gas or hybrid), '24 Supra, '24 GR86, '25 Crown & Crown Signia, '24 Highlander & '24 4Runner. Financing up to 80% of vehicle MSRP.
@Hal
You pay for it one way or another. Their website lists a Tundra Limited at $64k, but at my local dealer, I can get the same truck for $55k out the door with discounts. In the South, $10k off is pretty standard for Tundras right now since supply is high but demand is low.
@Hal
How do you keep finding these offers?
I usually just search for ‘0% APR car deals’ or something like that. I’ve noticed that the BZ4X is being offered with 0% APR for 72 months nationwide, and some states have the same deal for the Tundra.
I’m car shopping right now and could use some advice.
Our model is tough to find, so we’ve had to put a deposit and hope one shows up. How did you actually work out the deal? Did you do everything over email, or did you handle the financing in person?
And did you travel to pick up the car, or get it delivered? Any help would be appreciated!
@Ellison
I just drove to the dealership. They had a few in stock. My credit score was over 800, so I just let them run my credit and apply for the loan. Honda was clear that they wouldn’t go below MSRP if I wanted the 0% APR deal. Even if I had taken the 3.9% interest with a $2,500 discount, I think the total cost would have been about the same. You have to crunch the numbers to be sure.
Hey, does Toyota’s financing usually take a while to process payments? Mine has been taking forever.
I haven’t seen the Toyota Finance app before. It looks pretty slick.