I’m curious what insurance provider you use and how much you’re paying—monthly, every six months, or yearly.
I usually pay for the full year, but my rate just jumped from $1,800 to $2,350 with Progressive. That works out to about $200 per month. No accidents or tickets in the past five years, so I’m baffled by the increase.
Insurance rates are so specific to the person, car, and location that it’s tough to compare. The best way to find a better deal is to get quotes from multiple companies.
Cortland said:
Insurance rates are so specific to the person, car, and location that it’s tough to compare. The best way to find a better deal is to get quotes from multiple companies.
True, but I’d still like to see what others with a similar car are paying.
@Slurry
I was shopping around too, and an agent explained that during the supply chain issues, replacing parts became so expensive that insurers were totaling cars more often instead of repairing them. That drove up costs, and they haven’t come back down.
One thing I’ve learned—your current insurance company will never reward your loyalty. They start raising your rates over time because they assume you won’t leave. The only way to keep costs down is to shop around every couple of years.
@Smart
I’ve been with Progressive for five years. They throw in little perks for being a longtime customer, but at the same time, they keep raising my rates. Time to start looking elsewhere.
Roadside assistance, paycheck protection, rental, hotel, etc.
$400/year with GEICO.
I should note: I have an 800+ credit score, no accidents, and I’m bundling other policies. Sadly, credit scores are now a big factor in insurance pricing.
2025 Forester Sport (lease)
Location: Los Angeles County
Insurance: $179/month with GEICO. I’m an international student and just got my California driver’s license two months ago, so I expected higher rates. Not sure if this is good or if I should keep shopping around.
Insurance rates depend heavily on your ZIP code. If you live in a city but your parents live in the suburbs, see if you can insure it at their address.