I have a '22 XSE and pay $98 a month for the lowest full coverage option. It used to be almost double that, but I did one of those programs that track your driving for six months, got a good score, and my rate dropped.
Location makes a huge difference. I’m in Calgary, and we’ve had multiple hailstorms, which have driven insurance rates up for everyone. I pay $245 CAD per month for full coverage on my '23 XSE.
I’m 24, been driving for two years, no accidents, and I pay $206 per month for my '19 SE. Feels way too high.