Someone claiming to be from toyota financial called my mom saying she owed money on a 2019 toyota camry hybrid. we never owned that car. we only have an old truck my dad bought from a neighbor. we also don’t owe any money on anything like that. was this a scam? how did they get her name and number? anyone had this happen before?
something seems off with their system. my partner gets calls about a truck they never owned, but somehow their name is tied to it.
Yeah, it’s definitely a scam. best thing to do is call toyota financial yourself and ask if they show any debt under her name.
sounds like a scam, but you should check her credit report to be sure. also, she should freeze her credit with all three bureaus just in case. it’s simple to do, and she can unfreeze it if she ever needs to apply for a loan.
these scams happen all the time. scammers buy info from data leaks and try their luck. if they ask for personal details or money, it’s a scam.
check the number they called from. if it’s legit, toyota financial’s website will have it listed. if not, block it and move on.
I got a similar call about a honda i never owned. reported it to my bank and credit bureaus just to be safe.
if she gets more calls, tell her to act like she’s interested and ask for details. scammers panic when you ask too many questions.
make sure she doesn’t give any info over the phone. even saying ‘yes’ can be used in scams where they fake agreements.