What’s everyone’s car loan rate been lately?

Seeking Advice
21

Bought last week. Got 5.9%.

22

5.99% with a credit union. Toyota’s financing was over 7%.

23

Teo said:
5.99% with a credit union. Toyota’s financing was over 7%.

Same story here.

24

5.65% with Toyota Financing. Bought it last week.

25

8.64%. Definitely paying this off as fast as I can.

26

9.9%. My credit age is under two years. Picking up the car on Saturday.

27

3.99% for a Tundra. Got it back in February 2024.

28

6.19%. Hoping to refinance soon.

29

Planning to buy this week. I’m getting pre-approved at 4.34% with BCU and will see if the dealership can beat it.

30

Got 4.99% with Toyota Financial for a 2025 XSE. Bought on November 24th. Credit score was 857, based on their scoring.

31

5.49% last month with Capital One.

32

5.9% from Toyota last week. Thought my 800+ credit score and solid income would get me better.

33

5.45% with Capital One on October 28th. Talked it down from 6.99%, which was still better than Navy Federal’s offer.

34

5.41% through Toyota last month. Thinking of refinancing or paying it off early if I find a better rate.

35

4.09% a few months ago with Navy Federal.

36

3.59% with BCU. Had to set up direct deposit and a credit card, but it was worth it for the low rate.

37

4.25% with a local credit union.