@Tegan
I want good coverage, not just the cheapest option. This is helpful!
Honestly, shopping around every six months is the best way to keep your rates low. I pay $72/month for full coverage with a $0 glass deductible through State Farm. No idea how they handle windshield claims since I haven’t needed one yet.
23M in the Midwest, driving a 2024 Outback Wilderness. Paying about $230-$260 a month with State Farm. That’s with a multi-car discount and a renters insurance bundle.
Tory said:
23M in the Midwest, driving a 2024 Outback Wilderness. Paying about $230-$260 a month with State Farm. That’s with a multi-car discount and a renters insurance bundle.
That’s pricey. I’m 46 with State Farm, and I pay around $85-$90 a month with similar discounts on my 2022 Outback Premium.
@Tru
Yeah, hoping it goes down as I get older. But then I’ll lose my dad’s health insurance, so it evens out.
I have Travelers through an independent agent. They’ve handled multiple windshield claims with no issues, and my rate hasn’t increased beyond the usual annual adjustments.
Was with Liberty Mutual, and my rates kept climbing. When it hit $300 a month, I switched to Farm Bureau, which also insures my house. Now I pay $150 a month for full coverage on two cars.
If Tesla Insurance is available in your state, check it out. By far the cheapest I found. No idea how good they are for claims, though.
I use AAA. Paying about $800 for six months with zero accidents or tickets. It’s bundled with another car and my homeowners policy. My broker checked around for me, and this was the best deal.
I have USAA. Has anyone actually found a cheaper option? Every time I check, nothing comes close.