How much do you pay for insurance?

I’m paying about $260 per month for a 2022 Prime in red with low miles. Curious what others are paying for their insurance.

I pay $105 a month for a 2018 Prius Prime Plug-In.

Spence said:
I pay $105 a month for a 2018 Prius Prime Plug-In.

What company are you using?

Laurel said:

Spence said:
I pay $105 a month for a 2018 Prius Prime Plug-In.

What company are you using?

Toggle, which used to be 21st Century.

$523 for six months of full coverage on three cars, including a 2017 Prime. We saw our insurance drop by $220 per six months when we switched to newer cars with better safety features.

When you say $260, is that for a month, six months, or another time period? Coverage level and several factors like age, driving record, and where you live can heavily influence insurance costs.

Vaughn said:
When you say $260, is that for a month, six months, or another time period? Coverage level and several factors like age, driving record, and where you live can heavily influence insurance costs.

Don’t forget about the impact of your credit score on rates.

I’m paying $140 per month for a 2022 Prime in silver with less than 20,000 miles. It started at $65 when I got on the waitlist in March 2022 but increased to $95 by August and has kept going up every six months. It’s been frustrating to manage.

@Jason
Do you think the color or trim might make a difference?

Franklin said:
@Jason
Do you think the color or trim might make a difference?

Possibly, but coverage level, driving history, and where you live matter more. I’m in Tennessee.

Jason said:

Franklin said:
@Jason
Do you think the color or trim might make a difference?

Possibly, but coverage level, driving history, and where you live matter more. I’m in Tennessee.

I’m in California—maybe that’s why mine is higher.

$1,800 a year with Geico.

Location plays a huge role in car insurance. Comparing rates between someone in Indiana and someone in New York doesn’t make much sense.

$70 per month. I’m a 31-year-old male.

Rafe said:
$70 per month. I’m a 31-year-old male.

That’s really low—what company are you with?

Franklin said:

Rafe said:
$70 per month. I’m a 31-year-old male.

That’s really low—what company are you with?

Progressive. I switched from USAA and saved a lot.

$165 per month.

Xavi said:
$165 per month.

Who’s your provider?

$49 a month for full coverage on a new 2024 Prius. If you’re paying more, it might be worth shopping around for better rates.

$170 CAD for a 2024 Prime, covering one person.