Hey guys, I’m thinking about buying a 2025 Land Cruiser with the Premium Package. I got a quote from American Family for full coverage at a $500.00 deductible for comp and collision, and it’s $1969.20 for 6 months. Does that seem high to you? I just wanted to see what others are paying or if anyone has experience with this.
I pay less than that for two cars, and that’s for a whole year. You should definitely check out Erie for a quote.
The cost can really depend on your age and driving history too.
I’m in the Midwest as well, and I got quoted $700 for similar coverage for 6 months. So it seems a bit high, honestly.
I just got a 2025 Land Cruiser too and I’m paying $800 for 6 months with a $2000 deductible. I honestly have no idea why mine is so cheap. I used to pay about $1250 for similar coverage on a 2023 4Runner.
Just got my quote for my 2025 with the premium package— I’m paying $877 for 6 months here in NY with GEICO. Just came off a 2022 Bronco which was $100 cheaper. Maybe ask about any discounts like defensive driving courses.