Should I go with the SE or the XLE Camry…?

I’m thinking about getting a Camry SE FWD with the convenience and cold weather packages, but I noticed that some local dealerships have base XLE models either on the lot or coming soon. The base XLE FWD is only $1k–$2k more than the SE I’m considering and comes with features like full LED lights, the 12-inch multimedia screen, heated leather seats, a heated steering wheel, and acoustic glass for less road noise.

I’m not a fan of moonroofs since I rarely use them, and the premium packages are outside my budget. The JBL sound system would be nice, but it’s too pricey. I’ve also read that the XLE suspension is smoother compared to the sport-tuned SE suspension, which can feel rough.

I plan to test drive both before deciding, but I’d love to hear from people who have experience with the XLE. How does it compare to the SE in terms of comfort, driving experience, and overall value? Any tips to keep in mind when choosing?

Skip the panoramic moonroofs…

Katnis said:
Skip the panoramic moonroofs…

Totally agree. I’ve heard stories of people with newer Camrys having problems with the moonroofs. Plus, the cost of fixing them if something breaks? Not worth the hassle.

@Dallas
I feel like people worry way more about moonroofs breaking than they actually do.

I own two 2025 Camry SEs. I tested the XLE, XSE, and SE before deciding.

The better glass on the XLE and XSE really only makes a noticeable difference on the highway at higher speeds. If most of your driving is in the city, you probably won’t notice much, especially if you play music while driving.

The XLE rides softer than the SE or XSE, which have sport-tuned suspensions. If you can find an XLE in a color you like without extras you don’t want, go for it. Otherwise, the SE with the convenience package is a great option. Keep in mind, the XLE and XSE have power passenger seats, which the SE doesn’t offer.

Check out TrueCar for pricing in your area. It seems like you might not be getting the best deal on your SE. In my area, SE models sell for $28k–$29k before taxes and fees, which brings them to $33k out the door. For reference, I bought an Ocean Gem Camry in August for $35k without the convenience package. The white SE I bought two weeks ago with the package was $33k out the door.

I went with the SE because of color, availability, and style. It’s tough to find XLE and XSE models without extra options I didn’t want.

Why not go for AWD if you’re considering the cold weather package? Sounds like snow and heavy rain might be a factor?

Oaklan said:
Why not go for AWD if you’re considering the cold weather package? Sounds like snow and heavy rain might be a factor?

AWD would be nice, but I live in Long Island, NY, where snowstorms happen maybe 2–3 times a year, usually in January or February. Heavy rain is more frequent in the spring or fall, but I’m a careful driver in bad weather. Plus, the FWD gets slightly better mileage—48 mpg compared to 46 mpg on the AWD.

@Dallas
If you’re driving carefully, you’ll probably beat the advertised mpg numbers either way. Maximizing EV time helps, too. I wouldn’t let a small mpg difference stop you from getting AWD if it makes you feel safer.

@Dallas
The AWD system isn’t full-time; it only kicks in when the car detects wheel slippage. A motor powers the rear wheels when needed, so it’s not always active.

I went with the XLE mostly because I liked the nicer interior. That was the main selling point for me.