Haha, I just can’t stand how people drive these days. Sorry about your 4Runner!
Looking at it, I don’t think there’s major frame damage. You could probably swap the rear end and get a new door from a junkyard.
Nash said:
Looking at it, I don’t think there’s major frame damage. You could probably swap the rear end and get a new door from a junkyard.
The axle’s at a 45-degree angle and bolted to the frame, man. No way it’s not bent.
@Broderick
You mean the small bolts holding the suspension? The axle isn’t bolted to the frame itself, it’s connected to the suspension, which is attached to the frame. That’s how suspension works.
It’s a tough situation, but the good news is that resale values for used 4Runners are high right now.
You might get lucky. It looks like the rear axle took the worst hit. You could probably swap it for a used one.
Man, that’s rough. I’d be tempted to buy another one just like it!
Nooo! 
I hate drivers who pull stunts like that without looking. Hopefully, the rear axle and some suspension parts need replacing, but no major frame damage. The door is just cosmetic, and the roofline still looks straight, so that’s a good sign.
It’s probably not totaled. You can also tell your adjuster you don’t want it totaled. Insurance has to make you whole, and you have more say than you think. Also, tell the shop not to total it. They usually write estimates using junkyard parts, so they’ll ask for supplements later, which can make them less likely to total it after spending a lot fixing it.
@EmilyWilson
I’ve had an estimate over 70% of the car’s value and still didn’t total it. A few years ago, I had a 2015 Camry SE, and they ended up spending 90% of the value fixing it.
ReubenSparks said:
@EmilyWilson
I’ve had an estimate over 70% of the car’s value and still didn’t total it. A few years ago, I had a 2015 Camry SE, and they ended up spending 90% of the value fixing it.
Exactly! People forget that insurance still has to make things right. They don’t want a lawsuit over a few thousand. If the car is split in half, that’s another story, but if it’s repairable and has sentimental value, they’ll likely try to repair it.
@EmilyWilson
I wanted it totaled, but they refused.
ReubenSparks said:
@EmilyWilson
I wanted it totaled, but they refused.
That’s odd. Would you have taken the total amount, like $10k?
ReubenSparks said:
@EmilyWilson
I wanted it totaled, but they refused.
That’s odd. Would you have taken the total amount, like $10k?
I would’ve. Allstate was a pain to deal with on that one. On another accident, they took two months to find a decent adjuster.
ReubenSparks said:
@EmilyWilson
I wanted it totaled, but they refused.
Did you ask for diminished value? If not, you should.
@EmilyWilson
Ouch, that was tough to read. I agree, it’s probably already been towed. If you want to keep it, ask your insurance for that price. But insurance fraud? Not a good idea…
Hazel said:
@EmilyWilson
Ouch, that was tough to read. I agree, it’s probably already been towed. If you want to keep it, ask your insurance for that price. But insurance fraud? Not a good idea…
It’s not insurance fraud.
@EmilyWilson
What you just described technically is…
Hazel said:
@EmilyWilson
What you just described technically is…
How is it insurance fraud? Junkyard parts can be used if available and in good condition. Insurers usually won’t total cars once repairs have begun, unless something huge is found later.